FOREIGN NATIONAL investing IN a property in the US? EASY.
financing a property investment can be pretty easy even for foreign nationals and diplomats.
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Define your goal.
It all begins with a goal. Maybe you want to start building long-term wealth. Maybe you’re ready to turn savings into something that grows. Or maybe you’re exploring your first rental property and wondering where to begin. Whatever your vision, the way you approach your real-estate investing journey can make all the difference.
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find it.
Today’s investment-loan path is simpler than ever: you don’t have to prove decades of W-2 income or dig through stacks of tax returns. With a DSCR-style loan, lenders focus on how the property will perform — whether the rent will cover the payments — instead of your day job. It’s designed for investors, by investors — so you can start turning “buying” into “owning and earning” faster.
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Get it.
Here’s how we do it together: we start with your goals, run the numbers, and find the DSCR loan that fits your strategy and budget. I guide you through each step—pre-approval, property selection, loan structure, and closing—so nothing feels confusing or overwhelming. You bring the vision, I bring the expertise, and together we turn your investment plan into real property ownership.
You don’t need to be a U.S. resident to invest in U.S. real estate. Foreign national loans make it possible. A Foreign National Mortgage Loan is a mortgage loan product applicable to non-resident persons or citizens from another country who reside outside of the United States which allows them to purchase properties within the United States. These properties can become a second home or vacation home while staying in America. In many cases, it could also be an investment property.
How It Works
These loans are designed for non-U.S. citizens purchasing property in the U.S. This means that a foreign national must live and work outside the U.S. and cannot reside in the U.S. Interest rates are dependent on a variety of factors, but borrowers can expect to have an interest rate that is competitive with those offered to US citizens.
Basic Requirements
Passport and valid ID
Down payment: 20–40%
Proof of income or assets
U.S. bank account is often required
Are there restrictions on who cannot apply for a Foreign National loan?
Yes. The following borrowers are not eligible:
Borrowers with diplomatic immunity or otherwise excluded from U.S. jurisdiction.
Residents of any country not permitted to transact business with US companies are ineligible (as determined by any U.S. government authority).
Irrevocable Trusts or Land Trusts.
Borrowers less than 18 years old
What Makes It Unique
No U.S. credit required
Flexible documentation
Access to U.S. real estate market